Cheapest car insurance in West Palm Beach | Bank charges (2023)

The median price of auto insurance in West Palm Beach is almost twice the national priceAverage car insurance costsWith full coverage costing $3,331 per year, or about $278 per month, and minimum coverage averaging $1,204 per year, or about $100 per month, it's no wonder that buying lower-cost insurance is a big deal for many drivers. is top priority. in this tourist town.

While drivers in West Palm Beach have several auto insurance options to choose from, not all of them are affordable. Geico offers one of the cheapest auto insurance policies in West Palm Beach on average for drivers who need full or minimal coverage, according to Bankrate's analysis of average rate data. Other auto insurers offering below-average auto insurance rates in this Florida city include State Farm, Allstate, and Progressive, based on our research.

cheapest auto insurance company in west palm beach

Some of the cheapest auto insurance companies in West Palm Beach include Geico, State Farm and Allstate, according to a Bankrate analysis of average rate data from Quadrant Information Services. But while affordability is important to many drivers in Florida and across the country, other factors come into play when it comes to finding the best auto insurance company.

help find the driverbest car insurance in floridaSpecifically for West Palm Beach, Bankrate awarded each insurer a Bankrate Score of 5.0 by analyzing factors such as customer service, coverage options and availability, as well as price and other factors. Bankrate Scores also take into account the score or rating the insurance company has received from the J.D. External rating agencies such as Power and AM Best.

Based on our extensive analysis, these are the bestcheap car insuranceand West Palm Beach.

gekko

Geico's average rates are the cheapest of the West Palm Beach auto insurance companies on our list. The average annual premium for Geico comprehensive insurance is $2,339 per year, while the average cost for minimum auto insurance is $721 per year. In addition to low average rates, Geico offers affordable average rates for high-risk drivers, and its online and mobile app services make it easy to navigate policy changes, bill payments, and claims filing. While Geico may offer less coverage than many of its competitors, its discount options are extensive and can offer discounts for young drivers, learner drivers, or driver training. bothVeterans and active military policyholdersYou may be eligible for up to 15% off auto insurance policies that policyholders can downloadeasy drivingTelematics apps can save money by showing safe driving behavior.

learn more: Geico Insurance Reviews

state farm

State Farm offers the second cheapest minimum and full insurance rates of the providers on our list, with an average annual premium of $2,706 for full auto insurance and $1,076 for minimum auto insurance. The company is known for its powerful mobile tools that make for easy policy management and a simple claim process. It also offers additional coverage options such as car rental, travel expenses and roadside assistance. programs like thisAndStay out®, State Farm rewards and supports safe driversstudents and young driversWith various possible discounts.

learn more: Assessment of state farm insurance

Allstate

Allstate offers cheap average auto insurance rates to drivers in West Palm Beach and has the highest JD customer satisfaction rating. The strength of all the companies on our list. At Allstate, the average cost of full auto insurance is $3,071 per year and the average cost of minimum coverage is $1,114 per year. next to the propertyLocal agents in every stateTo help, Allstate offers policyholders a variety of optional coverage options and specialty policies, such as sound system coverage,Mexico travel car insurance, jpersonal general policyThere are also many discount options with a variety of potential payment discounts, including early signing, responsible payer, and EZ payment plan discounts.

learn more: Allstate insurance statement

progress

If you are looking for specific or unique coverage, Progressive may be the best choice. While Progressive lists the highest average annual premiums for full coverage with minimum coverages of $4,178 and $1,580 per year, auto insurers offer West Palm Beach drivers a variety of options, such as coveragepet injured, custom parts and equipment value. If you're a driver for companies like Uber or Lyft, Progressive can give you toocarpool coverage.In addition, drivers can save premiums through various discount programs, such as the Name Your Price® tool and itssnapshotProgram telematics.

learn more: Progressive insurance ratings

How To Get And Keep The Cheapest Car Insurance In West Palm Beach

Finding the cheapest auto insurance company in West Palm Beach is one thing, but keeping the cheapest rates is quite another. As you look for the best deals and try to keep them under control, keep the following in mind:

• Comparison is key.Drivers may not realize how much premiums vary between different insurers. Finding and comparing multiple quotes makes it easier to see which one offers the lowest rate that meets your needs or has the best coverage options. consider exploringOnline car insurance quotesCheck in with multiple suppliers from time to time to make sure you get the best deal for your situation.
• Safety is very important.Keeping a good driving record and staying accident-free will not only make you safer on the road, but also help you save money on your insurance premiums. You can save by earning better rates with your insurance company, in addition to being eligible for additional discounts such as no claims discounts and safe driving discounts.

common problem

• • Hebest auto insurance companyIt is determined by what is most important to you. While finding cheap car insurance companies may be a top priority for some, others may focus on choosing a company based on customer service ratings or a company's financial strength. In the end, balancing the providers for all your needs by comparing different providers is the most effective way to find the best auto insurance company.

  • Almost all of the major auto insurers allow you to get a quote online, but not all of them writeFlorida car insuranceTo determine availability and receive the most accurate quote, you will need to have your personal details to hand, including driver's license number, vehicle identification number and vehicle information for everyone on the policy. Choosing the right coverage is also important, and you may find it helpful to review all of your options before making a choice. Having this information up front will give you an idea of ​​premium costs so you can make your own comparisons.

  • Auto insurance rates in all statesThe cost of auto insurance in West Palm Beach is highly influenced by heavy traffic based on a number of factors,high accident rateAnd a large influx of tourist drivers. Florida also faces many weather and weather-related risks, and the state ranks sixth on the Insurance Information Institute's risk listHigher percentage of uninsured driversAs of 2019. While these qualifying factors are out of your control, there are other factors that you can focus on to try and keep prices affordable, such as maintaining a good driving record and buying auto insurance discounts.

• • Bankrate used Quadrant Information Services to analyze 2023 rates for zip codes and carriers in all 50 states and Washington, DC. Rates quoted are based on a 40 year old male and female driver with a good driving record and good credit with the following full insurance limits:

    • $100,000 per person for personal injury liability
    • $300,000 in personal injury liability per incident
    • Property damage liability of $50,000 per incident
    • $100,000 per person for personal injury from uninsured motorists
    • $300,000 in uninsured motorist personal injury per accident
    • $500 collision deductible
    • Comprehensive deductible $500

    To determine minimum coverage limits, Bankrate used the minimum coverage that meets each state's requirements. Our example drivers have a 2021 Toyota Camry, commute 5 days a week and drive 12,000 miles a year.

    These are sample indices and should be used for comparison purposes only. Your quotation may differ.

  • Our Bankrate Score for 2023 takes into account variables identified by our team of insurance editors that influence policyholders' experiences with insurance companies. These assessment factors include a robust assessment of each company's product availability, assessments of financial strength, online capabilities and customer accessibility, and claims support. Each factor is added to a category that is weighted in a hierarchical approach to analyze how a company performs in key categories that impact customers.

    As with our previous Bank Score, each category is assigned an indicator to determine performance, and the weighted sum is added to a company's 5-point Bank Score overall. This year, our 2023 scoring model provides a more holistic view of when companies excel in several key areas and better highlights where they fall short.

    • Level 1 (costs and eligibility):To determine how well auto and home insurers meet these priorities, 2023 quotes Quadrant Information Services premiums, when available, and any latest ratings from third-party Quadrant Information Services agenciesJD power,I feel betterInNAIC, analysed.
    • Level 2 (Insurance and Savings):We review coverage options and provider availability to help members find a provider that balances cost and coverage. In addition, we evaluated the discount options that each company lists on its website.
    • Level 3 (support):To encompass the many ways auto insurers can help policyholders, we looked at customer accessibility and community support options. The analysis includes an additional assessment of financial strengthand Moody's, and considered the company's sustainability efforts.